In this episode, Melvin Lim, Co-founder and CEO of PropertyLimBrothers, sits down with Chris Chong, the force behind @HoneyMoneySG. From a corporate career to a full-time content creator, Chris has taken a unique path to share valuable insights on personal finance and CPF.
Since starting his YouTube channel in 2021, Chris has since built a dedicated following with his straightforward takes on money matters, especially how to maximise CPF for a secure financial future. Chris and Melvin discuss what it takes to grow your income strategically, use CPF for investments, and overcome limiting beliefs that can hold you back. Chris also gives practical advice on channel monetisation and shares the critical steps he believes are essential for financial freedom.
Hear what Chris has to say about investing in property and self-improvement as the ultimate ways to tackle inflation head-on. Learn why personal finance is more than just numbers—and how to make your money work smarter for you!
00:00 Intro
01:41 How HoneyMoneySG started
05:22 Career transition from Finance to Logistics
06:57 Making videos about CPF
11:47 Reducing expenses
13:10 CPF investing
16:43 Benefits about moving to Malaysia
23:50 5 year plan
24:20 Mindset about money
27:45 Investing to memories
32:08 Monitising HoneyMoneySG YouTube channel
35:18 Financial Independence, Retire Early (FIRE) Retirement
40:25 Ideal retirement
47:38 Fighting inflation
51:21 One of the best investments
53:03 Burn out
56:22 Quiting to pursuing a career in YouTube
59:10 Meaning of current work
01:01:08 Recent goals
01:02:26 Sharing milestones
01:03:11 Closing thoughts
01:04:05 Outtakes
#PropertyLimBrothers #notg #podcast
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