#17: What does the 2021 Cooling Measures mean for you? | NOTG S2 E17
2022 is the definitive year for the new cooling measures. But what is the key take away from this? TDSR threshold decreased to 55%? Additional Buyer’s Stamp Duty raised rates? What about lowering the Loan-to-Value (LTV) ratio for loans from HDB?
You might be having some of these questions, or even how does it affect you. But first, let’s dive into a straight analysis with the CCR area, cause that is where we might see some action this year, based on the past decade’s performance.
Who is benefitting from this? Is it a good time to buy properties now? All this covered in the latest Nuggets on the Go series with Melvin Lim!
One golden nugget for you: CCR market has some really good hidden gems in resale!
#5: Tenancy Agreement – Tenant/Landlord in Singapore | ft. Anil Lalwani | SFSG S2 E5
Tenancy agreements, or disagreements? For all your questions, we’ve compiled it in this interview with Anil Lalwani, a prominent figure in Singapore law and as a director in DL Law. Find out what is the best thing to do, straight from a lawyer from both angles — landlord and tenant.
A hint to the tips? Make sure to get a joint inspection prior to accepting/handing over the apartment!
What is a force majeure? What happens when your tenant goes MIA? Are WhatsApp messages valid for notice?
It’s the video that all renters need to watch, and a big thank you to Anil Lalwani and DL Law for all your insights! Let us know if you enjoyed this sesh, and we might bring him back!
#16: Real Estate Asset Inflation | PropertyLimbrothers NOTG | S2 E16
Overall inflation is expected to come in at 2% in 2021 and average at 1.5%-2.5% in 2022. But will it affect real estate? What about CPI inflation? In this nugget, we dive into all of these together, to find out what exactly does it mean for homebuyers and sellers alike. In fact, it’s one of our most anticipated videos, which uncovers why is the property market crazy in 2021.
Melvin checks out asset inflation over the recent years, do up analyses from HDB, condo, to even landed homes. So to slowly wrap things up for 2021, this will be an important episode for you to check out.
#6: Advice for Loans, Credit Scoring, Property Purchasing and more! | ft. Jo’An & Clive | SFSG S2 E6
Ever wondered what a mortgage advisory firm does? This is Sofa So Good with Redbrick, Singapore’s largest independent mortgage brokerage firm. We have Jo’An and Clive seated with Melvin, talking all about mortgage loans. Do you know that waiving off your credit card annual fee and subsequently cancelling the usage of it altogether may contribute to a bad record in your Credit Bureau Report? Other important concepts such as leveraging, variable and fixed interest rates and equity term loan will be discussed in depth in this sit-back-and-chill session. If you are considering to purchase a second property, what are some tips (and tricks) that Jo’An and Clive have to share with you? Find out more in this episode of Sofa So Good with Redbrick!Reach out to Redbrick here for your mortgage needs: https://www.redbrick.sg/
#15: These 20 Condos Launched Before TDSR Might Be Back In Hot Demand | NOTG S2 E15
How does the TDSR bring about the quantum effect, its impact on the market and what is the coming trend to keep a lookout for in 2022? This latest Nuggets On The Go episode talks all about the quantum effect. All that you would need to know about the shifts in the law of demand and supply affecting house prices and the way developers swiftly change their product mix to cater to the new demand of the audience buyer pool.
How will the property market perform in the coming subsequent years? With en bloc fever and GLS being anticipated, the resale market is also getting its own fair share of boom. Why is this so? Watch on to find out more as Melvin gets down to the numbers and details.
#4: Let’s talk REAL finance with Dollars and Sense ft. Timothy Ho | SFSG S2 E4
Investing as a young adults, thoughts on the property market from a finance expert, and what to do with $1,000?Dollars and Sense meets Melvin Lim, and together, extrapolate on the current trends of both Finance and Property. Where to invest, how to invest, and when to invest? That’s what is going to happen right here, in our latest episode of Sofa So Good episode.Here, we give real and impartial financial advice for younger adults and middle-aged adults. Learn
about Robo-Advisors, using CPF for your first property, Tim’s personal choice on how to manage your savings, property investment advice and more.One thing we learnt — Every person has a different set of necessities and backstory, even business owners. It is a pleasure for PropertyLimBrothers to be able to share Tim’s conversation.Timothy Ho is the CEO and co-founder of leading homegrown personal finance website Dollars and Sense, where they provide tips and analyses on the finance side of Singapore in a relatable way.Check out their website here: dollarsandsense.sg
#3: Property Inheritance, Trust and Damaging Neighbour’s Property | with Ivan Lee | SFSG S2 E3
We’re continuing our season 2 of Sofa So Good and with us today, is Ivan Lee from Tito Isaac and Company. The head of real estate/conveyance for the practice and now a partner, he debunks and clears the air on what we should do with our properties, from property inheritance to Trust issues (pun intended). What else can we learn from this discussion? Hint:
It’s all about the option.Questions answered here:If I own a property and I inherit another, can I keep it if it is a HDB/private?Is there Stamp duty if property is transferred by inheritance? Stamp duty if house is transferred to another sibling?What is a deed of disclaimer?What is an executor for? What is a life interest? Decoupling issues? Trend of decoupling? Buying a property under your spouse? What is a consent order in Singapore? Who creates a trust deed? Longer option for properties? Option fee cheque bounced? What is substituted service? What is duty of care?
#14 All about the Chasm Gap! | Pricing behaviour of Singapore’s Landed Market | NOTG E14
On this episode of Nuggets On The Go, Melvin talks about the Chasm gap – the gap between the non-landed and landed housing price indexes. What are some of the reasons that led to the rise of this gap and will it continue in the future years to come? If so, what are some tips that Melvin has prepared for current landed homeowners, and buyers looking to buy into the landed resale market? Come check out this latest episode of Nuggets On The Go for more valuable insights!
#2: 20 Tips for Every Property Investor | with Eric Chiew, Founder of Credit Savvy | SFSG S2 E2
Welcome back to another one of our Sofa So Good episodes of the second season! This time, Melvin chats with Eric about the property market, what are some of his observations and his foresight as well as diving down to a few of his methodologies; including calculating investment potential and return on investment for dummies. Come find out more as PropertyLimBrothers take you on a laid-back session of interest rates, cooling measures, Rolex watches and more, on this episode of Sofa So Good with Melvin and Eric.
